🏢 Investment Real Estate Financing

Investment Real Estate Financing

Investment Real Estate financing provides capital for businesses to buy, build, or renovate income-producing properties, primarily within the residential sector. These properties are generally limited to one to four units and are intended strictly for investment purposes — whether to resell or rent.

GGA Loans provides experienced investor loans through banks and private lenders, and also offers certain types of Small Business Administration loans dedicated to investment real estate.

For investment properties exceeding this four-unit threshold, our dedicated team of experts and institutional and private lender network can provide a wide array of Commercial Real Estate loans — for multifamily properties (over four units), residential development housing projects, and hospitality (hotels, health care, and elder care rehabilitation facilities). Beyond these, GGA-Loans / Greater Globe Alliance also offers specialized financing for commercial purposes, including offices, retail spaces of all types, warehouses, strip mall plazas, and industrial properties.

Types of Investment Real Estate Financing

• Term Loans: Standard commercial loans for various property types (office, retail, industrial).
• Construction Loans: Several types for ground-up or renovation projects.
• SBA Loans: Government-backed with lower rates, longer terms (25 yrs), and lower down payments (as low as 10%).
• CMBS: Commercial Mortgage-Backed Securities for developers with bond-issuance structures.
• Bridge Loans: Short-term loans for quick financing needs before permanent financing is available.
• Refinancing: Various refinancing options for existing commercial properties.

Standard Real Estate Investment Loan Types

A few types of standard real estate investment loans that we generally offer, besides certain tailor made loan structures:

• DSCR (Debt Service Coverage Ratio) Rental Loans
• Fix & Rent
• Fix & Flip Bridge Loans
• Stabilized Bridge Loan
• Bridge ("No Rehab")
• Ground Up Construction
• Mid Construction Financing
• Refinance Loans

Key Features

• Down Payments: Typically 20% to 40% of the property's value
• Loan Terms: Often 5–20 years, with balloon payments possible
• Collateral: The commercial property itself secures the loan
• Uses: Acquisition, construction, refinancing, expansion

How GGA Helps

Greater Globe Alliance will help your firm tailor a commercial real estate financing structure that works with your developmental deal. GGA and its network can assist you in securing funding for a wide range of commercial and developmental real estate projects — whether commercial, industrial, or entire residential zone developments.

Despite how large or complicated the real estate need is, GGA simplifies the financing and its processes so you can grow your business portfolio confidently.